Disability Concerns: Able to Return to Work?

Not everyone who qualifies for SSDI payments will stay permanently incapacitated. They might start to feel a little better, leaving them unsure of what the future might bring. The idea of going back to work becomes appealing but worries about whether their health might get worse prompt a dread of losing the necessary benefits. Read on to see how The Law Office of Nancy L. Cavey is one of the best help out there.

The Time of The Trial Work

Returning to work does not automatically mean giving up your perks. A trial work period, or TWP, under the SSA allows individuals who are able to work again to do so without forfeiting their SSDI payments. But, as you might have surmised, there are some restrictions:

You are eligible for a nine-month TWP; these nine months do not have to be sequential and may be spread out over a five-year time; any month in which your income is below the statutory threshold will not affect your TWP.

As a consequence, even if your income exceeds the monthly SGA cap, you can still receive your full benefits for up to 9 months of employment.

Unfortunately, if you are making different sums during the trial job time, it may be confusing. Self-employed individuals may find it particularly challenging. An attorney in Florida who specializes in handling disability cases can offer you the advice you need if you have concerns about your return to work.

What Takes Place at the of Your TWP’s Tenure

After completing your TWP’s nine months, you begin what is known as an “extended period of eligibility,” or EPE. The SSA will decide whether you receive your monthly benefits, which can last up to 36 months, based on whether or not you made more than the SGA maximum. You would not be eligible for benefits if your earnings exceed the SGA cap. Benefits will be paid even if your earnings fall below the SGA ceiling.

Your benefits will end the first month you make more than the SGA cap at the end of the 36-month timeframe. As a result, you won’t be eligible for rewards the following year, even if you earn less than the SGA limit.

Concerns Regarding Returning to Work? Contact a Lawyer Right Now

Lawyers in Florida can assist you in navigating these problems and can respond to any additional concerns you may have regarding SSDI, regardless of whether you have already returned to work or are unsure if you should.